『股神巴菲特說，人生就像滾雪球，而影響雪球大小的因素有二
夠長的坡道和充足的雪量。隨著雪球越滾越大，象徵投資的成果。』
時間及成本是構成複利的主要元素，坡道象徵時間，
投資理財要趁早，愈早開始投資理財，複利時間也愈長。
為何以10萬為範例呢!(自身經驗新鮮人剛出社會時領到的金額)
月領22000元，每月存4200元，
如果您剛出社會、經濟拮据、會亂買東西、對金錢還沒概念，
千萬千萬逼迫自己在1~2年內存到10萬元。
不是困難的目標，慢慢實踐一定可以達到
讓存錢概念從這10萬元開始建立…加油
以定期定額投入基金、股市，降底風險又可以每年領利息。
試算表10年後金額 
$162,889
試算表30年後金額 $432,194
|
年限 |
金額 |
每年5%利息 |
總金額 |
|
1 |
$100,000 |
$5,000 |
$105,000 |
|
2 |
$105,000 |
$5,250 |
$110,250 |
|
3 |
$110,250 |
$5,513 |
$115,763 |
|
4 |
$115,763 |
$5,788 |
$121,551 |
|
5 |
$121,551 |
$6,078 |
$127,628 |
|
6 |
$127,628 |
$6,381 |
$134,010 |
|
7 |
$134,010 |
$6,700 |
$140,710 |
|
8 |
$140,710 |
$7,036 |
$147,746 |
|
9 |
$147,746 |
$7,387 |
$155,133 |
|
10 |
$155,133 |
$7,757 |
$162,889 |
|
11 |
$162,889 |
$8,144 |
$171,034 |
|
12 |
$171,034 |
$8,552 |
$179,586 |
|
13 |
$179,586 |
$8,979 |
$188,565 |
|
14 |
$188,565 |
$9,428 |
$197,993 |
|
15 |
$197,993 |
$9,900 |
$207,893 |
|
16 |
$207,893 |
$10,395 |
$218,287 |
|
17 |
$218,287 |
$10,914 |
$229,202 |
|
18 |
$229,202 |
$11,460 |
$240,662 |
|
19 |
$240,662 |
$12,033 |
$252,695 |
|
20 |
$252,695 |
$12,635 |
$265,330 |
|
21 |
$265,330 |
$13,266 |
$278,596 |
|
22 |
$278,596 |
$13,930 |
$292,526 |
|
23 |
$292,526 |
$14,626 |
$307,152 |
|
24 |
$307,152 |
$15,358 |
$322,510 |
|
25 |
$322,510 |
$16,125 |
$338,635 |
|
26 |
$338,635 |
$16,932 |
$355,567 |
|
27 |
$355,567 |
$17,778 |
$373,346 |
|
28 |
$373,346 |
$18,667 |
$392,013 |
|
29 |
$392,013 |
$19,601 |
$411,614 |
|
30 |
$411,614 |
$20,581 |
|
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